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What is the AARP Smart Driver™ Program?

The AARP Driver Safety program is a great resource created to help older adults improve their driving skills and adapt to age-related changes. It is designed to build confidence and help you stay independent on the road.
This program is a key part of safe driving for seniors, and learning about its benefits is the first step toward safer trips.
Known as the AARP Smart Driver™ course, it is the nation’s first and largest driving refresher program. It is made specifically for drivers aged 50 and older.
The course offers a lot of flexibility. It is available both online and in regular classrooms to suit different learning styles. You do not need to be an AARP member to sign up, although members often get a discount.
Plus, finishing the course could make you eligible for a multi-year auto insurance discount in many states. This financial perk makes the program a smart choice for your safety and your wallet.
How Does the AARP Course Keep You Safer?

The AARP Smart Driver™ course curriculum is carefully designed and based on proven safety research. It focuses on real-world challenges that drivers face.
Topics include how to handle modern road designs like roundabouts and traffic circles, which can be confusing even for experienced drivers. The course explains these new patterns in a simple way.
It also provides important information on how common medications, both prescription and over-the-counter, can affect your driving. This knowledge helps you make safer choices before you get behind the wheel.
The course also helps you understand new car safety features. Technologies like blind-spot warnings, lane-keeping assist, and smart cruise control are explained so you can use them with confidence.
According to AARP, 90% of people who take the course report changing at least one driving habit for the better. This helps make the roads safer for everyone.
What Are Some Good Alternatives to the AARP Program?

While the AARP program is well-known, several other excellent organizations share the goal of improving driver safety for mature adults. Looking at these alternatives can help you find the right fit for your needs.
These programs offer different methods, from defensive driving tips to self-check tools, all aimed at helping senior drivers stay safe and confident.
Just like the AARP course, many of these alternatives are recognized by auto insurance companies for premium discounts.
Considering your options helps you choose a course that matches your learning style and your state’s insurance rules. Let’s look at some of the most respected programs available.
Each one has something special to offer, whether it’s a focus on online learning, a long history in national safety, or a variety of helpful tools.
What Is the National Safety Council (NSC) Defensive Driving Course?

The National Safety Council (NSC) is a trusted name with a long history in safety work across many industries. Their driving courses show this deep experience.
They offer an excellent online course for mature drivers that is also available in person in some areas. The main goal is to teach defensive driving techniques.
This approach teaches you to see and avoid road hazards before they turn into emergencies. It’s all about staying one step ahead of danger.
The NSC course helps you spot potential risks from other drivers, bad weather, and tricky road conditions. It gives you the skills to handle these risks safely.
Whether you can get an insurance discount varies by state and provider, so it’s a good idea to check with your agent before you sign up.
What Resources Does AAA Offer for Senior Drivers?

Instead of just one course, AAA offers a wide range of tools and resources to support senior drivers. This approach covers many different parts of driving fitness.
Their AAA Senior Driving website is a great source of valuable information. Here, you can find educational materials on many topics that matter to mature drivers.
A key feature is the Roadwise Driver online self-assessment tool. This private quiz helps you see your personal strengths and weaknesses, giving you a clear picture of your driving skills.
Based on your results, AAA suggests ways to improve. This might include taking a refresher course or getting a more detailed evaluation.
Many local AAA clubs also offer classroom courses. Insurance discounts for these programs vary by club and region.
Why Do Experts Think These Courses Are Important?

Safety experts agree that driver refresher courses offer many benefits for older adults. This view is shared by traffic safety groups, insurance companies, and public health organizations.
Top agencies like the National Highway Traffic Safety Administration (NHTSA) encourage seniors to continue their driver education. They know it helps prevent crashes and injuries.
Similarly, the Centers for Disease Control and Prevention (CDC) supports these programs as an important way to keep people healthy and safe. Keeping seniors mobile is a critical goal.
Studies show that while older drivers are often safer—they tend to wear seatbelts and avoid speeding—they are also more likely to be seriously hurt in a crash. These courses help lower that risk by directly addressing age-related changes in vision, hearing, and reaction time.
By taking a course, you learn strategies to adjust for these natural changes, which can help you drive safely for more years.
What Else Can I Do to Stay Safe on the Road?

While mature driver courses are very valuable, they are one part of a bigger safety plan. They do not take the place of important health and wellness check-ups.
Regular medical, vision, and hearing check-ups are very important for safe driving. Your ability to see, hear, and react is extremely important behind the wheel.
These appointments help find and manage any health issues that could affect your driving.
For a very detailed review of your driving fitness, think about seeing a Certified Driver Rehabilitation Specialist (CDRS). These experts can give you a personal, on-road assessment and suggest car adjustments if you need them.
Think of a driver safety course as one important part of staying safe, along with looking after your health and getting expert advice when needed.
How Do I Get an Insurance Discount?

One of the best and most immediate benefits of finishing a mature driver course is a lower car insurance bill. To make sure you get it, it’s smart to plan ahead.
Before you sign up for any course, call your insurance agent. This simple step can save you time and make sure you get the discount you’re hoping for.
Ask your agent to confirm which specific courses their company accepts for a discount. Not every course is approved by every insurance carrier.
Ask about the exact discount percentage and, just as importantly, how many years it will last. Most discounts are good for two or three years. After that, you may need to retake the course to renew it.
With this information, you can pick the right course and be sure you’ll save money.
How Can a Course Help with New Cars and Traffic Laws?

Modern cars are packed with a growing list of safety features. While they are designed to help, they can be confusing if you don’t know how they work.
Features like lane-keeping assist, automatic emergency braking, and adaptive cruise control can feel strange at first. A driver safety course is the perfect place to learn what these systems do and how to use them.
Understanding these technologies helps you trust and use them to drive more safely. It helps you feel confident using them.
Traffic laws and road designs also change. These courses give you important updates on new rules, signs, and intersection layouts you might see.
This knowledge helps make sure you are not surprised by a new traffic pattern or law, reducing your risk of a ticket or a crash.
How Can I Make Sure My Car ‘Fits’ Me Correctly?

A key part of driving safely is how well you and your car fit together. If your car isn’t adjusted right for your body, it can create dangerous blind spots and make driving uncomfortable.
If you have trouble turning your head to check blind spots or reaching the pedals easily, you should get a professional “CarFit” evaluation.
CarFit is a national program where trained experts perform quick, complete checks to make sure your vehicle is adjusted for the best possible safety and comfort.
You can also start with a free, private self-check tool like the AAA Roadwise Driver evaluation. This can help you honestly see which areas you might need to work on.
Combining a physical car-fit with a personal skills check gives you a complete picture of your driving safety. This helps you know exactly what to improve.
How Can These Courses Help Me Keep Driving Longer?

The AARP Driver Safety program and similar courses are great tools for anyone who wants to stay independent. Their purpose is not to judge you, but to help you stay confident and capable behind the wheel.
By refreshing your skills now, you take control of your future on the road. You learn to adapt to new car features and adjust for natural, age-related physical changes.
This forward-thinking approach can extend your years of safe driving, protecting the personal freedom and mobility that are so important to a good quality of life.
You also get to enjoy the real financial benefit of a lower insurance premium as a reward for your commitment to safety.
Taking a mature driver safety course is a smart, responsible step toward keeping the independence that driving provides for years to come.
Understanding Vehicle Technology

Modern vehicles incorporate sophisticated technology that can be overwhelming. AARP Driver Safety explains these systems:
- Adaptive cruise control that maintains safe following distances
- Lane departure warning systems that alert drivers to unintentional lane drifting
- Automatic emergency braking for collision prevention
- Blind spot detection that monitors difficult-to-see areas
- Backup cameras that improve visibility when reversing
- Self-parking systems that assist with parking maneuvers
- Infotainment systems for navigation and communication
- Voice command capabilities for hands-free operation
The 2025 curriculum includes demonstrations that help drivers confidently use these features to enhance safety.
Success Stories from Course Participants

The impact of these courses extends to real-world driving improvements:
“After taking the course, I realized I’d developed some concerning habits. The defensive driving techniques helped me become more aware of my surroundings, and I’ve avoided two potential accidents.” —Robert, 67
“The technology section was incredibly valuable! I’d been underutilizing many safety features in my new car. Now I use them daily and feel much more confident.” —Susan, 72
“I initially enrolled for the insurance discount, which provided meaningful savings. The unexpected benefit was learning how my medications were affecting my driving. After adjusting my medication schedule, my driving has improved significantly.” —Miguel, 58
“As my mother’s caregiver, these resources were invaluable. We used the assessment tools to determine appropriate driving limitations. She maintains her independence with daytime driving on familiar routes, which works perfectly for both of us.” —Jennifer, 52
Volunteer Opportunities with AARP Driver Safety

AARP Driver Safety relies on volunteers who are passionate about road safety. Opportunities include:
- Course Instructors: Teaching and facilitating driver safety classes
- Coordinators: Managing program logistics and scheduling
- Tech Advisors: Assisting with technology-related questions
- CarFit Technicians: Helping drivers optimize vehicle settings
- Outreach Specialists: Promoting program awareness in communities
Volunteers receive comprehensive training, ongoing support, and the satisfaction of helping others maintain safe driving practices. In 2025, AARP introduced a mentor program pairing new volunteers with experienced ones for additional guidance.
Supplemental Resources

AARP provides additional tools to complement driver safety training:
- The AARP Smart Driver mobile application
- Self-assessment tools for evaluating driving skills
- Technology guides specific to different vehicle models
- State-specific regulation updates
- Interactive road sign recognition quizzes
- Vision and reaction time assessment tools
- Community forums for information sharing
- Transportation alternatives database
Many of these resources are available at no cost, reflecting AARP’s commitment to promoting safety for all drivers.
AARP Driver Safety continues evolving to address changing road conditions and vehicle technologies, helping older adults maintain their independence while enhancing road safety. Whether you want to improve your skills, reduce insurance costs, or better understand your vehicle’s features, these programs deliver practical information in an engaging format.

